Insurance & Billing Information

Please take a moment to review our billing information and financial policy.  Don't hesitate to contact us if you have any questions.

Click here to read our financial policies.

Payment is expected at the time of service for copays, deductibles and any other fee for which it is reasonable to believe that the fee will not be covered by an insurance plan with which we participate. Your insurance company requires that you present your insurance card and co-payment at the time of each visit.

We understand that it is difficult to keep up to date on medical insurance coverage and guidelines. Although it is ultimately the insurance policy holder's responsibility to know his or her insurance benefits, our billing staff is available to answer any questions you may have. For billing inquiries, please call (301) 662-1930 between 9:00am and 4:30pm Monday through Friday.

So that we can bill your insurance claim correctly, please present your insurance card at each office visit. Should your insurance or personal information change in any way, please let us know right away so we can keep your child's records current and accurate. We greatly appreciate your assistance!

The American Academy of Pediatrics (AAP) has published some articles that may be useful to you in understanding health insurance coverage:

Primary Care Coverage for Parents 

Understanding Deductibles, Copays and CoInsurance

How Your Pediatrician Is Paid: Coding Information for Parents

5 Reasons Why Parents Might Receive a Bill After a Well Visit

And this brochure from the state of Maryland also provides very useful information: Understanding Health Insurance Costs

We participate with the following insurances: 

  • Aetna - HMO, PPO, EPO
  • BC/BS - Point of Service, Federal, National Accounts, DC, MD 
  • Cigna - HMO, PPO
  • Evergreen
  • First Health
  • Informed
  • Maryland Physicians Care
  • PHCS
  • Priority Partners
  • United Health Care
  • US Family Health Plan
Even if your insurance is not listed, we will be happy to make a reasonable effort to submit the bill to your carrier for you. If the fee for medical services is not covered by insurance, the parent who requested treatment for the child is responsible for ensuring that all fees incurred at the visit are paid.


Spires of Frederick